Our Products – Fixed Annuities


Protecting savings in turbulent times. Creating guaranteed income for a secure retirement. Whatever the goal, innovative fixed annuities from Athene Annuity can help you get there. Our traditional and fixed indexed annuities offer simplicity, flexibility and value.

Traditional Fixed Annuities

Protect and grow your savings. The building blocks of the annuity world, traditional fixed annuities offer tax-deferred growth and the opportunity to produce a guaranteed stream of retirement income you cannot outlive. Athene Annuity sets interest rates at periodic intervals and such rates are subject to change.

Multi-Year Guarantee Annuities (MYGA)

Plan with confidence. Multi-year guaranteed annuities are traditional fixed annuities that earn a specific compounded interest rate for a specific number of years.

Athene offers the following MYGA Products:

ATHENE MaxRate

ATHENE MaxRate is a modified single premium deferred annuity with a 7 year guarantee period. It offers clients asset growth with guaranteed interest rates.

Download: ATHENE MaxRate Product Brochure
Download: ATHENE MaxRate Product Brochure – FL Only
Download: ATHENE MaxRate Product Brochure – CA Only

ATHENE MaxRate NY

The ATHENE MaxRate Multi-Year Guarantee Annuity (MYG) is a modified single premium deferred annuity contract that offers clients asset growth they can rely on with guaranteed interest rates.

Download: ATHENE MaxRate NY Product Brochure

ATHENE 7MYG (Available only in CA & DE)

The ATHENE 7 MYG is a modified single premium deferred annuity with a 7-year interest rate guarantee.

Fixed Indexed Annuities

Pursue upside potential without sacrificing security. With fixed index annuities, the interest rate on a portion of your premium is tied to a published equity index like the S&P 500® 1, giving you the opportunity to benefit from stock market trends without owning stocks. Your principal is protected from loss.

Athene Annuity & Life Assurance Company offers the following fixed indexed annuities:

ATHENE Enhanced Choice 8SM

A single premium deferred annuity with 8-year decreasing surrender charge period. Premium enhancement of 2%. Fixed account interest rate is guaranteed for 8 years.

Download: Enhanced Choice 8 Product Brochure
Download: Enhanced Choice 8 – IL and LA Only

ATHENE Choice 10SM

A deferred annuity with 10-year decreasing surrender charge period. Up to five additional premium deposits allowed in first contract year. Fixed account interest rate is guaranteed for one year.

Download: Choice 10 Product Brochure
Download: Choice 10 – IL and LA Only

ATHENE Enhanced Choice 12SM

A single premium deferred annuity with 12-year decreasing surrender charge period. Premium enhancement of 5%. Fixed account interest rate is guaranteed for 8 years.

Download: Enhanced Choice 12 Product Brochure
Download: Enhanced Choice 12 – IL and LA Only

Income Riders

These optional benefits that can be included with the Athene Choice Series of fixed indexed annuities. Each enables clients to withdraw a guaranteed amount each year for as long as they live.

ATHENE Guaranteed Lifetime Withdrawal Benefit Rider (GLWB)

Our GLWB includes 6% roll up rate for 10 years. 1% immediate income bonus credited to the income base at policy issue. This creates greater income payments during the withdrawal phase. It does not increase the annuity’s accumulation value.

GLWB Rider Product Brochure

ATHENE Enhanced Guaranteed Lifetime Withdrawal Benefit Rider (EGLWB)

Same features as the Athene Guaranteed Lifetime Withdrawal Benefit Rider PLUS a 50% increase in income amount when owner cannot perform 2 out of a list of 6 daily living activities on a permanent basis.

EGLWB Rider Product Brochure


Please note all products and features are not available in all states.

Contracts contain exclusions, limitations and charges. For details, contact your insurance agent.

Withdrawals prior to age 59 1/2 may be subject to a 10% IRS penalty.

Products issued by Athene Annuity & Life Assurance Company, Wilmington, DE. Products and/or features are not available in all states. State variations apply.

1 “Standard and Poor’s 500®” and “S&P 500®” are trademarks of the McGraw-Hill Companies. They have been licensed for use for certain purposes by Athene Annuity & Life Assurance Company. Annuities are not sponsored, endorsed, sold or promoted by Standard & Poor’s, and Standard & Poor’s make no representation regarding the advisability of purchasing annuities.